Money Guides
How to Pay for College
Ways to Pay for College Mounting student debt and rising college tuition prices have both been major subjects in the media recently, which has raised questions as to whether or not higher education is really worth the cost. Despite these rising tuition rates and the buildup of debt, most experts still agree that the majority of Americans would benefit from taking advantage of higher education oppo...
How to Get Cheap Car Insurance
How to Get Cheap Car Insurance There are hundreds of millions of drivers with car insurance in the United States. Many drivers receive their auto insurance bill and wonder why they are paying so much. There are a number of steps that drivers can take to ensure that their auto insurance is as affordable as possible. Raising Deductibles Drivers should often consider raising deductibles on their auto...
How to Buy Small Business Insurance
How to Buy Small Business Insurance Owning and operating a small business is hard work. Some problem is always cropping up. Making sure the business runs smoothly, efficiently, and profitably is totally up to you. There is no one to fall back on, no one else to blame. You make the decisions, and either suffer the consequences or reap the rewards. Carrying the right amount, and the correct type, of...
Starting Your Own Vending Machine Business
Thinking of starting your own vending machine business? Take this quick quiz to determine if the vending business is for you. 1. When your boss is out of the office for the day, you are most likely to___ (a) Finish your current assignment and organize the materials for the presentation. (b) Finish your current assignment and leave a little early. (c) Work on your current assignment, with breaks fo...
How to Handle Life Insurance if You Smoke
People who smoke should know that smoking isn’t just hazardous to your health – it is also hazardous to your wallet. Smokers are practically guaranteed to be charged higher life insurance premiums than non-smokers for the simple reason that the mortality rate for smokers is higher than it is for non-smokers. If you’re more likely to die early, life insurance companies want to make sure they ...
How to Cook Salmon
How to Cook Salmon Like any fish, there are countless ways to cook salmon. I’m practically a salmon addict–if there were a 12-step program for salmon addiction, I’d be the poster child. This delicious fish is surprisingly good for you, and new research pops up all the time about the benefits of eating salmon. Health Benefits of Salmon Salmon is high in protein and what are known ...
Palmolive Coupons
Palmolive Coupons Manufactured by the Colgate-Palmolive company, a multinational corporation specializing in home health products as well as veterinary products, Palmolive dish detergent was invented in 1898 as an all-purpose soap. At one time, Palmolive was simply a combination of palm oil and olive oil, lending the product its trademark name. By the turn of the 20th century, Palmolive soap was t...
Where to Get Fake Money for Your Child
Where to Find Play Money for Your Kid Knowing where to get fake money for your child can pay off dividends when it comes to teaching them how to count currency, identify the various types of cash notes, and be a responsible consumer. Plus, younger children may be prone to rip or tear bills as their curious hands explore the texture, so using fake currency will save you from losing real money. Fak...
How to Screw Up a Business Card
Is there anything worse than a bad business card? Business cards can be “bad” for lots of different reasons, but does the particular reason for a business card’s awfulness really matter? A bad business card means less interest in you and your business and makes you and your interests look sloppy and disinterested. Since a business card is a relatively easy thing to put together, making a mis...
How to Get a Credit Card
Credit Applications and Realistic Expectations Due to the troubles in the economy, the standards for how to get a credit card have changed in the last couple of years. When you have a credit crunch, underwriters naturally are going to tighten up standards and add restrictions to manage their risk. Interest rates are likely to increase. So you want to get the latest information on being issued a li...
How to Read an Electricity Meter
Reading an Energy Meter You may want to learn how to read an electricity meter to track your monthly energy consumption, so you and your family can become more efficient energy consumers. Or learning how to read an electric meter may be your way of keeping your energy coop or provider honest, checking up on their figures and seeing they aren’t cheating you on your electric bill. Whatever you...
How to Purchase Precious Metals Online
How to Purchase Precious Metals Online If you want to buy precious metals online, you can’t go into it willy-nilly. Buying precious metals is a serious investment. Not only will you have to make sure you’re buying from a legitimate precious metals dealer, you need to consider how you’re going to store and protect your investment. Precious metals are good investments, especially ...
How to Buy Gold Online
How to Buy Gold Online Stockpiling gold has seen a spike in popularity recently, thanks to economic insecurity and heavy advertising on television. First of all, gold is beautiful–gleaming and bright, appealing to the eye. Gold is also the most popular precious metal investment. Gold is a tangible asset that maintains its value even if paper money becomes worthless. Gold is a liquid asset th...
How to Buy Silver Bars
How to Buy Silver Bars With all the hubbub about investment-grade gold, it is easy to forget about humble silver. Silver is cheaper than gold simply because there’s more of it. Silver is an investment equal to gold in terms of expected profit, and you can afford more of it by virtue of it being less expensive. If you want to buy silver bars, the process is fairly simple. Here’s a quic...
How to Prepare for Your First Child
No other event in your life – not marriage, not a new job, not even a month-long vacation to Switzerland – will alter your life as much as your first child. From sleep and work to exercise and running errands, babies will rock your world. Just how can a nine-pound bundle change so much in the course of a day? Consider your pre-baby routine as it stands now. When you and your spouse wan...
How to Become a Teacher
How to Become a Teacher The old adage, “Those who can’t do, teach.” is a load of crap. As a fourth generation teacher (my great-great-grandmother taught Arithmetic in the early part of the 20th century) I can promise you that a teacher does more work and earns greater rewards than any other occupation. If you’re wondering how to become a teacher, follow these steps: Forget ...
How to Get a Baby Sitting Job
How to Get a Baby Sitting Job Knowing how to get a baby sitting job can be a good way to make extra cash. The more families you baby sit for, the more money you can make. To be a good babysitter, you need to be reliable, punctual, organized, safety conscious, mature, and trustworthy. You also need to have people skills . (That’s what is required when dealing with unruly or needy children.)...
How to Buy and Sell Stocks and Bonds
Study the Difference in Stocks & Bonds Learn the two major different types of capital investments in the market. There are a lot of other ways to invest your money, from CDs (certificates of deposit), equities, real estate, mutual funds and so on. But if you want to learn the basics of investment, start by studying how to buy and sell stocks and bonds. Stocks – A stock is a share in the...
How to Repair Your Credit
When your credit score is low, your life is just plain hard. You will have trouble getting approved for loans, difficulty opening any new lines of credit, and you may even find yourself rejected from job applications and simple things like library cards. If you’re like most people, you may not be sure how to repair your credit score once it is damaged — there are ten basic steps you c...
How to Interview Someone for a Job
One of the keys to running a successful business is knowing how to interview someone for a job. As the old saying goes: trash in, trash out. If you hire bad employees, there’s no amount of training or managing techniques that are going to turn them around (forever), and getting them out of the system is often a lot harder these days than it once was. So having the secrets to good interview s...
How to Write a Cover Letter for a Resume
When you write a cover letter for a resume, you’re attempting to make your resume stand out from the other hundred candidates for the job that also submitted an application. Knowing how to write a cover letter for a resume is knowing how to write a call for action on the part of the hiring personnel in that company. Whenever a job is open and a business gets a bunch of application submission...
How to Write A Business Letter
Knowing how to write a business letter can mean the difference between appearing professional and being ignored. Though e-mail and informal conversation have overtaken most standard businesses practices in recent years, knowing how to behave appropriately in a business setting is important when dealing with old fashioned client. A proper business letter communicates a clear message according to a ...
How to Write a Mission Statement for a Company
Anyone starting their own business needs to know how to write a mission statement for a company, so business partners and employees alike know the purpose of your organization and has benchmarks to measure the performance of the enterprise. Mission statements require some thought and analysis, though. How to Write a Mission Statement for a Business Here’s a step by step guide for how to writ...
How to Buy Stocks Online
Study how to buy stocks online before you start putting money into the stock market. Internet stock trading is a good way to break into the stock market, because you’ll have access to handy resources through your online broker, along with whatever stock tracking you use from other electronic investment resources. I suggest you start with a small investment in the stock market, before you jum...
How to Identify Counterfeit Money
If you’re afraid that someone is going to slip you a counterfeited $20 bill, you can learn how to identify counterfeit money with a few easy-to-remember tips. People working in retail often have to pay for the money lost when customers steal from the store, so identifying fake money is important for employees of retailers. Even if you’re a customer, you want to know whether you’r...
How to Make Your Own Website
A website is nearly a necessity. It’s fortunate then that there are so many ways to get one, even for those of us who aren’t particularly web-savvy. The internet today offers more free means to make your own website than it ever has before. Vast numbers of designers and software companies give away their themes, their software, and those which don’t offer you trial versions that ...
How to Repair Your Credit Score
Having good credit is essential for a consumer to have, so if you have bad credit, learn how to repair your credit score. A favorable credit rating enables you to borrow money, make purchases and pay for them at a later date. When you borrow money, banks charge you interest which is a percentage of your balance tacked on to your payment(s). The better the credit you have, the more money you are ab...
How to Make Money Blogging
For those who want to know how to make money blogging, don’t be misled into thinking that it’s easy. Sure, it beats hard manual labor, but you’ll still need to devote months or possibly years to the process in order to achieve the kind of financial independence that most people dream of. There are those who will promise to teach you the secrets of achieving overnight success on the Internet,...
How to Teach Kids About Money
With financial dangers lurking around every corner, it is more important than ever that you teach your kids about money. Teaching your kids about the importance of money and how to make money goes further. These “how to save” lessons are economic skills your children will be able to utilize every single day for the rest of their lives. Also, these lessons will likely help them avoid th...
How to Invest in Bonds
Investing your money is a smart and efficient way to save up for long-term goals such as buying a home or retirement. Learning how to invest in stocks is also an effective means for short-term saving for life expenses like vacations or school tuition. Anyone who is interested in having a more secure future while earning a little bit of money in the meantime, should have an investment portfolio. Ho...
How to Get Out of a Lease
For one reason or another, there may come a time when you’re involved in a lease but need to get out from underneath it, so tenants need to know how to get out of a lease. This can be difficult to do since a lease is a legally binding document which states that you need to occupy said living space for a fixed amount of time. There are few reasons that you can have that will enable you to lea...
How to Budget and Save Money
With the economy getting worse, more and more people have been losing their jobs. As a result, many families are struggling to pay their bills, put gas in their cars, feed or clothe their children. They are just having a difficult time surviving, let alone trying to save money. There is hope, though. While money problems can never be solved overnight, short of winning the lottery, it is possible t...
How to Make Money for Kids
Knowing how to make money for kids can allow an adult to keep a few extra dollars in their wallet. Instead of your child receiving something for nothing, they can earn cash themselves and develop a strong work ethic in the process. The following article provides a number of tips to get a young entrepreneur started, as well as a detailed list of potential job opportunities. Tips to Remember When ...
How to Get Rich
If you want to know how to get rich, read these 16 financial tips to give you a number of ideas and strategies to consider. While none of them may turn you into a millionaire overnight, they will provide you with a solid foundation for financial management. The first thing you need to do is determine what being rich means to you. Is it having enough money to take exotic vacations and buy a mansion...
How to Get Out of Debt Fast
Debt sneaks up on you. When it does, you want to get out of debt as quickly as possible. So I’ve put together a how to guide for how to get out of debt fast. No one plans to go in debt. The main symptom of debt is despair: a feeling that you can never get on top again. Don’t let student loans, credit card debt or medical bills ruin the rest of your life. Remember, this is a temporary s...
How to Invest in Gold
Studying how to invest in gold is a sound economic idea at the present. With certain currencies around the globe taking big hits, there’s lots of buzz about investing in gold these days, and for good reason. Gold holds its value over time much better than cash or common interest available at a bank. Gold is used as a hedge investment against inflation and is the perfect way to store wealth o...
How to Advertise Your Business
Think of business promotion like practicing any hobby or skill and learning how to advertise your business as a way to increase your bottom line. You need to spend at least an hour every day on promotion of your business, no matter how small, in order to get any better at it. That might sound like a lot, but think of it as helping you make more money, while training yourself in a valuable commerci...
How to Advertise Your Website
For an inexperienced person, learning how to advertise your website might seem like an impossible task. The average person looking to advertise their website is most likely not going to have a background in marketing, or even much Internet experience. All advertising your website is scary, since most small businesses and website operators don’t have much of an ad budget at all. Spending a to...
How to Invest in Mutual Funds
Mutual fund investing offers most of the advantages of financial diversity, plus the investment management flexibility that comes with stock market investments. Mutual funds don’t carry as much risk as stock market investment, in most cases. Just like with any other investment opportunity, investing in mutual funds requires you to face some risk. Don’t forget also that fees and taxes w...
How to Negotiate with Credit Card Companies
Learn how to negotiate with credit card companies to lower your debt and end their harassing calls. If you are paying an interest rate that is through the roof, you need to know that you have lots of room to negotiate with your credit card company. Most people don’t realize that you, as the consumer, have a lot of leverage and power against your credit card company. Credit card companies spe...
How to Invest in Real Estate
Learning how to invest in real estate isn’t just for the big spenders. The potential returns in the real estate market make it the perfect business opportunity for people from all walks of life. There will be some need for capital to sink into your real estate venture, but there are many levels to get involved in from basic rental properties on up to massive corporate deals. Investing in rea...
How to Manage Your Money
When people hear the words “money management”, their eyes glaze over and roll to the back of their head. There is little in this world less “sexy” and exciting than proper money management and learning how to manage your money. At the same time, there are few skills more important in the 21st century than learning how to manage your household budget. If you do a poor job ma...
How to Incorporate a Small Business
If you’re thinking of incorporating a small business, you may feel like the process of incorporation is an impossible task. That’s not so. Learning how to incorporate a small business is easier than you imagine. The advantages to incorporating a small business are legion: tax incentives, liability limitations and income control are just the biggest reasons why you may want to incorpora...
How to Negotiate a Car Price
Car shopping is really a catch-22 experience. On one hand, shopping for a new car is fun experience, because you get to choose a bright and shiny new toy. What man doesn’t enjoy looking under the hood, reading up on specs, eyeing the shiny wheels and smelling a nice leather interior. Being able to test drive several different vehicles is always fun, too. On the other hand, car shopping reall...
How to Negotiate a Home Purchase
Learning how to negotiate a home purchase, instead of buying a house on nothing more than expectation and instinct, is going to save you thousands of dollars over the years. Buying a house is one of the best purchases that you’ll ever make. It’s also one of the most expensive. Since a home purchase is a 20 to 30 year commitment, you want to know how to negotiate with a seller, so you get t...
How to Get Out of a Cell Phone Contract
Cell phones can be a luxury. And if your financial circumstances change before the end of your contract period, you might need to know how to get out of a cell phone contract. (If you get laid off from your job, a $75 or $100 a month cell phone bill might be out of the question.) Here are some tips and advice about extricating yourself from a cell phone contract without having to pay the exorbitan...
How to Invest in Stocks
Learning how to invest in stocks will enable you to fund your retirement, increase your personal income, and ensure your financial future. This article examines what stocks you can invest in, how you can invest in them, and what you need to know before doing so. Ways to Invest in Stocks There are several ways to invest in stocks. Here are some of them: Traditional IRA – It’s important to ...
How to Get Free Money for College
Getting a college degree gives you the tools to enter a rewarding career. To go to college, you need to have money to afford the high costs of tuition and books. The next best thing to having your own money is to find free money for college in the form of grants and scholarships. Not only can you use grant and scholarship money to pay for your books and classes, but in many cases, grants and schol...
How to Make Money Online
If you’ve ever wondered how to make money online, this article will answer all your questions. Ten popular strategies for earning cash on the Internet have been included, and tips and ideas are provided for each. Make Money Online with Google Adsense If you have a blog or website, you can make money online with Google Adsense. To take advantage of this option, you first sign up for a free Adse...